Gloria Dowiak, ChFC®, RICP®
Independent Financial Advisor
*Personal Finance and Investing for Women and All People*
We strive to educate and support you as we plan for a successful wealth journey, addressing both current and future needs.
Our goal is to help women and all people find security in their financial futures. We measure our success by your success.
Our clients are educators, government employees, small business owners, independent contractors, and more.
We work with a broad selection of investments and can find the right investment for you.
We offer guidance in navigating all of life's events, including:
On average, women live five years longer than men. While that's great for us, not all women take this fact into consideration when planning for their future. Did you know as a woman, you are four times as likely to outlive your male spouse than he is to outlive you?
In addition, 75% of all caregivers are women, which affects our long-term earning potential. As caregivers for their own children and for elderly relatives, women are more likely to have breaks in their careers and lose valuable investment opportunities.
Making smart decisions about higher education is key to financial preparedness. The most important place to start? Managing the cost of higher education so you’re not burdened with oppressive student loan debt at graduation.
While the overall divorce rate in our country has dropped in the past 30 years, it has increased dramatically for women aged 45 and older. In a phenomenon known as "Gray Divorce" or "Silver Divorce," the US Census Department found that nearly 35% of Americans who divorced in 2020 were age 55 or older, a rate twice as high as any other age group.
Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.
This communication is strictly intended for individuals residing in the states of TX, FL, and WA. No offers may be made or accepted from any resident outside the specific states referenced.
The information being provided is strictly as a courtesy. When you link to any of these websites provided herein, Gloria Dowiak makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site.
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